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欠債泡沫 (22 Oct 2012)

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借貸廣告無處不在,因為市面的財務公司愈開愈多。最近有調查顯示:七成半的年青人即使負債纍纍,仍然不停借錢去作高消費。根據金管局最新數字,到期未還的卡數升至192億元; 而拖欠的撇賬達4.4億, 比去年同期多出32%;  借錢容易, 連當舖、外傭公司和二手店都紛紛經營財務公司;  雖然財務公司受香港放債人條例規管, 但條例監管寬鬆,  財務公司自律不足, 行業雖自發組成的放債人公會, 不過又是無牙老虎, 如何改善?

Program: 
鏗鏘集
Publish Date: 
Monday, October 22, 2012
Station: 
RTHK
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